Payment methods at LuckyGem

LuckyGem combines traditional payment methods with broad cryptocurrency support. Here's a rundown of real limits, fees and processing times so you know exactly what to expect before depositing or requesting a withdrawal.

Deposits

Deposits credit almost instantly with most traditional methods, while cryptocurrencies depend on network confirmation, usually resolved within a few minutes.

Method	Min. deposit	Fee	Credit time
Bizum	€10	No fee	Instant
Visa / Mastercard	€10	No fee	Instant
PayPal	€20	No fee	Instant
Apple Pay	€10	No fee	Instant
Paysafecard	€5	No fee	Instant
Skrill / Neteller	€10	No fee	Instant
Bank transfer	€20	No fee	Instant (SEPA)
BTC / ETH / USDT and others (14 cryptos)	Varies by coin	Network fee	5-30 minutes

Withdrawals

How long a withdrawal takes depends directly on having completed KYC verification beforehand: without it, even the fastest methods can be held up until the compliance team reviews your documents.

Method	Min. withdrawal	Processing time	Fee
Cryptocurrencies (BTC/ETH)	Varies	5-30 minutes	Free (first 3/week)
E-wallets	€10	0-24 hours	Free (first 3/week)
Cards	€10	1-3 business days	1-2% from the 4th withdrawal
Bank transfer	€20	1-3 business days	€2 from the 4th withdrawal

The operator's reference daily withdrawal limit is €600, a figure commonly used as a regulatory-style benchmark in the Spanish market, though since LuckyGem isn't licensed by the DGOJ, this limit isn't guaranteed under Spanish law and can vary by payment method or account tier.

KYC verification

Before processing your first withdrawal, you'll typically be asked for:

A valid ID document (national ID, residence permit or passport).
A recent proof of address (a utility bill or bank certificate, usually less than three months old).
A receipt or screenshot of the payment method used to deposit (the last digits of your card, for example, or a screenshot of your crypto wallet).

Completing verification early (even before requesting your first withdrawal) noticeably speeds up payout times, especially for cards and bank transfers, where the 1-3 business day window tends to shrink once the account is already validated.

Supported cryptocurrencies

The operator supports around 14 cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), Tether (USDT), Cardano (ADA) and XRP, with near-instant deposit crediting and withdrawals in 5-30 minutes in most cases. Using crypto also avoids bank fees tied to international transfers, though it means taking on the price volatility inherent to these assets between the time of deposit and withdrawal.

Tips to avoid payment delays

Complete KYC verification right after registering, don't wait until you request your first withdrawal.
Withdraw using the same method you deposited with whenever possible; it simplifies anti-fraud checks.
Make sure the name on your payment account matches exactly the name registered with LuckyGem.
Before requesting a withdrawal, confirm there's no active bonus balance with pending wagering.

Make my first deposit

Frequently asked questions about payments

What's the minimum deposit at LuckyGem?

It depends on the method: €10 with Bizum or card, €5 with Paysafecard, and €20 with PayPal, according to the operator's published information.

Are there withdrawal fees?

The first three weekly withdrawals are usually free; from the fourth onward a flat fee of around €2 applies.

Which cryptocurrencies does LuckyGem accept?

The operator supports around 14 cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), USDT, Cardano (ADA) and XRP.

Do I need to verify my identity before withdrawing?

Yes, before your first withdrawal you'll typically be asked for an ID document, proof of address, and validation of the payment method used.

Modification date: July 3, 2026